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© 2025 New York Life Insurance Company. All rights reserved.

Certain materials may be owned or administered by third parties and are used with permission.  New York Life Insurance Company owns the NEW YORK LIFE, NEW YORK LIFE Blue Box logo, and certain other trademarks displayed on this site; other trademarks remain the property of their respective owners.

New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all NYL content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

All content, material, and links on this site is provided AS IS for your convenience and for general informational purposes. Your purchase of any insurance or financial product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase. No contrary terms or information available on or through this site modify those documents.

Disclosure

Timothy Libby is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0K73992), CT, DE, FL, MA, MD, ME, NC, NH, NJ, NY, OH, RI, SC, TX, VA, VT, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Timothy Libby is licensed and authorized to offer insurance in California, but Real Financial Strategies & Solutions, LLC may not be. For additional information on California licensure status, please click here.

Timothy Libby is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 201 Jones Rd Fl 5, Waltham, MA, 02451, 781-398-8561. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, DE, FL, IN, MA, ME, NC, NH, NJ, NY, OH, RI, SC, TX, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Timothy Libby is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CT, DE, FL, IN, MA, ME, NC, NH, NJ, NY, OH, RI, SC, TX, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Real Financial Strategies & Solutions, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Real Financial Strategies & Solutions, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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Real Financial Strategies & Solutions, LLC > Logo
  • ABOUT
    • Meet Our Team
    • The REAL Difference
    • Our Process
    • What it Means to be a Fiduciary
    • Strategic Partnerships
  • EXPERTISE
    • Business Owners
    • Physicians & Dentists
    • Bio Tech & Pharma
    • Teachers
    • First Repsonders
    • Successful Professionals
  • RESOURCES
    • Videos
  • ACCOUNT ACCESS
    • REAL Financial Dashboard
    • New York Life
    • Eagle Strategies
    • NYLIFE Securities
    • American Funds
    • NYLI Funds
  • CONTACT
    • Our Location
    • Schedule an Appointment

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